{"id":29457,"date":"2025-03-25T15:48:25","date_gmt":"2025-03-25T14:48:25","guid":{"rendered":"https:\/\/veliangroup.com\/mortgage-calculator\/"},"modified":"2025-07-21T13:16:05","modified_gmt":"2025-07-21T11:16:05","slug":"mortgage-calculator","status":"publish","type":"page","link":"https:\/\/veliangroup.com\/en\/mortgage-calculator\/","title":{"rendered":"MORTGAGE CALCULATOR"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"29457\" class=\"elementor elementor-29457 elementor-26701\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1862ee5 e-flex e-con-boxed e-con e-parent\" data-id=\"1862ee5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba8b606 elementor-widget elementor-widget-heading\" data-id=\"ba8b606\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MORTGAGE CALCULATOR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-deb3afe e-flex e-con-boxed e-con e-parent\" data-id=\"deb3afe\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2e777dd e-con-full e-flex e-con e-child\" data-id=\"2e777dd\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-20406e0 e-con-full e-flex e-con e-child\" data-id=\"20406e0\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ee4164 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0ee4164\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MORTGAGE CALCULATOR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2601848 elementor-widget elementor-widget-text-editor\" data-id=\"2601848\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">This mortgage calculator allows you to determine the approximate financial implications of the variables of a mortgage agreement. Here you can calculate your monthly mortgage payments based on the price of the house, the initial deposit, the interest rate and the repayment term. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46b9136 e-con-full e-flex e-con e-child\" data-id=\"46b9136\" data-element_type=\"container\" id=\"hipoteca\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-954476b elementor-widget elementor-widget-html\" data-id=\"954476b\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"inm-content\"> <table class=\"table mt-0\"> <tbody> <tr> <td colspan=\"2\" class=\"font-weight-bold\">  Property price  <\/td> <td> <input style=\"width: 140px\" class=\"form-control mr-0 ml-auto\" type=\"text\" name=\"inmPropertyPrice\" id=\"inmPropertyPrice\" placeholder=\"\" step=\"any\" min=\"0\" data-value=\"0\"> <\/td> <\/tr> <tr> <td colspan=\"2\" class=\"font-weight-bold\">  How much do you want to borrow?  <\/td> <td> <input style=\"width: 140px\" class=\"form-control mr-0 ml-auto\" type=\"text\" name=\"inmLoan\" id=\"inmLoan\" placeholder=\"7.000.000 \u20ac\" maxlength=\"10\" step=\"1000\" min=\"0\" data-value=\"7000000\"> <\/td> <\/tr> <tr> <td colspan=\"3\"> <i><span>Banks can normally offer 70% mortgages for non-residents.<\/span><\/i> <\/td> <\/tr> <tr> <td colspan=\"2\" class=\"font-weight-bold\">  Annual interest  <\/td> <td> <input style=\"width: 140px\" class=\"form-control mr-0 ml-auto\" type=\"text\" name=\"inmInterest\" id=\"inmInterest\" placeholder=\"3%\" maxlength=\"4\" step=\"0.01\" min=\"0\" max=\"100\" data-value=\"3\"> <\/td> <\/tr> <tr> <td colspan=\"3\"> <i><span>The current average interest rate on mortgages in Spain stands at 3%.<\/span><\/i> <\/td> <\/tr> <tr> <td colspan=\"2\" class=\"font-weight-bold\">  Amortization period  <\/td> <td> <input style=\"width: 140px\" class=\"form-control mr-0 ml-auto\" type=\"text\" name=\"inmYears\" id=\"inmYears\" placeholder=\"20 years\" maxlength=\"3\" step=\"1\" min=\"0\" data-value=\"20\"> <\/td> <\/tr> <tr> <td colspan=\"3\"> <i><span>The most common mortgage term is 20 years.<\/span><\/i> <\/td> <\/tr> <tr class=\"border-top\"> <td class=\"font-weight-bold\" colspan=\"2\">Monthly installments<\/td> <td class=\"font-weight-bold text-right\" id=\"inmMonthlyRepayments\" data-total=\"\" data-value=\"38821.83184977445\">38.822 \u20ac<\/td> <\/tr> <\/tbody><\/table><script>\n    const propertyPriceObserver=document.querySelector(\"#inmPropertyPrice\"),loanObserver=document.querySelector(\"#inmLoan\"),anualInterestObserver=document.querySelector(\"#inmInterest\"),repaymentObserver=document.querySelector(\"#inmYears\"),prices=document.querySelectorAll(\"#inmPropertyPrice, #inmLoan\"),inmFormatter=new Intl.NumberFormat(\"de-DE\",{style:\"currency\",currency:\"EUR\",maximumFractionDigits:0});function monthlyPayment(e,r,a){return e*a*Math.pow(1+a,r)\/(Math.pow(1+a,r)-1)}prices.forEach(function(e){e.addEventListener(\"change\",function(r){e.value=e.value.replace(\/[^0-9]\/g,\"\"),\"\"==e.value&&(e.value=\"0\"),e.dataset.value=e.value,e.value=inmFormatter.format(e.dataset.value),updateMortgage()}),e.addEventListener(\"click\",function(r){e.dataset.value=0,e.placeholder=\"\",e.value=\"\"})}),anualInterestObserver.addEventListener(\"change\",function(e){isNaN(anualInterestObserver.value.slice(-1))&&(anualInterestObserver.value=anualInterestObserver.value.slice(0,-1)),anualInterestObserver.value=anualInterestObserver.value.replace(\/,\/g,\".\"),anualInterestObserver.dataset.value=anualInterestObserver.value,anualInterestObserver.value=`${anualInterestObserver.value}%`,\"\"==anualInterestObserver.value&&(anualInterestObserver.value=\"0\"),updateMortgage()}),anualInterestObserver.addEventListener(\"click\",function(e){anualInterestObserver.dataset.value=0,anualInterestObserver.placeholder=\"%\",anualInterestObserver.value=\"\"}),repaymentObserver.addEventListener(\"change\",function(e){repaymentObserver.value=repaymentObserver.value.replace(\/[^0-9]\/g,\"\"),repaymentObserver.dataset.value=repaymentObserver.value,repaymentObserver.value=`${repaymentObserver.value} a\u00f1os`,\"\"==repaymentObserver.value&&(repaymentObserver.value=\"1\"),updateMortgage()}),repaymentObserver.addEventListener(\"click\",function(e){repaymentObserver.dataset.value=0,repaymentObserver.placeholder=\"\",repaymentObserver.value=\"\"});const updateMortgage=function(){var e=parseFloat(loanObserver.dataset.value),r=parseFloat(anualInterestObserver.dataset.value)\/1200,a=12*parseInt(repaymentObserver.dataset.value),t=monthlyPayment(e,a,r);document.querySelector(\"#inmMonthlyRepayments\").dataset.value=t,document.querySelector(\"#inmMonthlyRepayments\").innerHTML=inmFormatter.format(t)};if(window.location.href.indexOf(\"?price=\")>-1){let e=window.location.search,r=new URLSearchParams(e),a=r.get(\"price\");propertyPriceObserver.dataset.value=a,propertyPriceObserver.value=inmFormatter.format(propertyPriceObserver.dataset.value),loanObserver.dataset.value=.7*a,loanObserver.value=inmFormatter.format(loanObserver.dataset.value),updateMortgage()}else propertyPriceObserver.dataset.value=\"10000000\",propertyPriceObserver.value=inmFormatter.format(propertyPriceObserver.dataset.value),loanObserver.dataset.value=.7*propertyPriceObserver.dataset.value,loanObserver.value=inmFormatter.format(loanObserver.dataset.value),updateMortgage();\n<\/script> <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee90bb7 e-flex e-con-boxed e-con e-parent\" data-id=\"ee90bb7\" data-element_type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>MORTGAGE CALCULATOR MORTGAGE CALCULATOR This mortgage calculator allows you to determine the approximate financial implications of the variables of a mortgage agreement. Here you can calculate your monthly mortgage payments based on the price of the house, the initial deposit, the interest rate and the repayment term. Property price How much do you want to borrow? Banks can normally offer 70% mortgages for non-residents. &#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-29457","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veliangroup.com\/en\/wp-json\/wp\/v2\/pages\/29457","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veliangroup.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veliangroup.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veliangroup.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veliangroup.com\/en\/wp-json\/wp\/v2\/comments?post=29457"}],"version-history":[{"count":3,"href":"https:\/\/veliangroup.com\/en\/wp-json\/wp\/v2\/pages\/29457\/revisions"}],"predecessor-version":[{"id":29460,"href":"https:\/\/veliangroup.com\/en\/wp-json\/wp\/v2\/pages\/29457\/revisions\/29460"}],"wp:attachment":[{"href":"https:\/\/veliangroup.com\/en\/wp-json\/wp\/v2\/media?parent=29457"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}